Man looking in despairHouse being sold offLady looking in despair

Debt Advice for UK Civilians

We have over 20 years experience in dealing with debt problems.

Government statistics show there is a £trillion of consumer debt in the UK. Finance houses are very quick to lend money, and credit is easy to obtain. But when you are unable to meet your contractual payments, they will just as quickly begin an aggressive recovery process, using debt recovery agents, county court judgments (CCJ's), bailiffs and repossessions.

This creditor pressure can have immense personal costs, leading to:

  • Stress
  • Stress related illness
  • Marriage/Relationship breakdowns
  • Domestic violence
  • Escapism through alcohol and drug use
  • Self harming
  • Suicide

We can help you RESOLVE your problem by giving free, best advice, which is tailor made for your situation.

We will give advice and recommendations on:

  • Debt management
  • Individual Voluntary Arrangements (IVA's)
  • Pro-rata arrangements (Self Help)
  • Bankruptcy
  • Trust Deeds (Scotland only)

TELEPHONE: +44 (0)1732 365380
7 days a week 8am-8pm


Example: Mr Bennett was struggling to pay £800 per month on £27k of debt. After negotiations we were able to reduce this to £250 and he will be debt free within 60 months.